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While he summered on Martha's Vineyard, she'd likely pass another July and August working retail in Times Square. ("Taylor" is the pseudonym she uses with men she meets online.Neither she nor any of the other women interviewed for this article permitted their real names be used.) In her profile on the site, Taylor describes herself as "a full-time college student studying psychology and looking to meet someone to help pay the bills." Photos on the site show her in revealing outfits, a mane of caramel-colored hair framing her face."Over the past few years, the number of college students using our site has exploded," says Brandon Wade, the 41-year-old founder of Seeking Arrangement.

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She and her host ended up in his bedroom, where he peeled off her bikini.

"I just wanted to get it over and done with as quickly as possible," recalls Taylor, forcing out a nervous smile.

well, the universe probably, and the weather will affect your personal life in several ways: the lack of sunshine can make you depressed; studies suggest people in warmer cities are more friendly, which certainly helps when you're looking for someone to get "friendly" with; and it's hard to meet anyone when most of the city will be at home in sweat pants watching According to women, it's because Seattle guys are all awkward, passive aggressive losers who don't know how to talk to women.

And they may be right, but a more charitable explanation may have something to do with Seattle's traditional Northern European reserve; the fact we're simply too polite to aggressively approach women; or that we are too busy enjoying the great outdoors to date. It's a myth that there aren't any attractive women in Seattle, BUT it certainly seems true until about late April when the weather starts to get nice, at which point they start to do things like wear make up/heels/something other than jeans.

But unlike other dating sites, where a user might also list preferred hobbies or desired traits, Taylor instead indicates preferences for a "sugar daddy" and an "arrangement" in the range of $1,000 to $3,000 a month.

Saddled with piles of student debt and a job-scarce, lackluster economy, current college students and recent graduates are selling themselves to pursue a diploma or pay down their loans.

But once on the train and no longer worried for her safety, she started to agonize over what she had just done. Jack isn't the name that appears on his American Express black card, but an identity he uses when shopping online for companionship and sex.

Jack says he meets up twice a week with a young woman from Seeking Arrangement.

NEW YORK -- On a Sunday morning in late May, Taylor left her Harlem apartment and boarded a train for Greenwich, Conn.

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